One Stop Shop - Tenant to Owner Program
Modern Energy Efficient Affordable Housing; HUD Certified Home Buying education (Financial literacy and credit restoration); Rent Credit Savings Plan; Community Wealth & Building; Aftercare & Mentorship
The Problem
Millions of hardworking families want to own a home but feel stuck in a cycle of rising rent, limited savings, and credit challenges. Traditional affordability guidelines no longer reflect today’s housing market, leaving many renters without a clear path to ownership.
Without education, resources, and support, families remain trapped — unable to build equity, stability, or generational wealth.
The Solution
A Clear Path from Tenant to Owner
CIT Right at Home & Development partner with Right @ Home #1 was created to bridge the gap between renting and owning. Our program provides a structured, step-by-step pathway that prepares participants financially, emotionally, and practically for successful homeownership.
We don’t just educate — we walk alongside families before, during, and after the purchase of their home.
Modern Energy Efficient Affordable Housing
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HUD-certified homeownership education
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Financial Literacy & Empowerment Coaching
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Credit Restoration Support
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Rent Credit Savings Program
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Access to Approved Lenders
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Post Purchase Care & Mentorship
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Community Wealth & Building
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Modern Energy Efficient Affordable Housing • HUD-certified homeownership education • Financial Literacy & Empowerment Coaching • Credit Restoration Support • Rent Credit Savings Program • Access to Approved Lenders • Post Purchase Care & Mentorship • Community Wealth & Building •
What We Offer:
A True One-Stop Shop for Homeownership
Modern Energy Efficient Affordable Housing
HUD-certified homeownership education
Financial literacy & empowerment coaching
Credit restoration support
Rent credit savings program
Access to approved lenders, realtors, and home inventory
Post-purchase aftercare & mentorship
Community Wealth & Building
How It Works:
From Tenant to Owner in Four Phases
Enrollment & Education – Financial literacy and homebuyer training
Credit Restoration – Improving credit and reducing debt
Pre-Approval & Preparation – Mortgage readiness and housing search
Homeownership & Aftercare – Closing, mentorship, and continued support
Most participants complete the program within 12 months or less, depending on individual readiness.
Who We Serve
Designed for Families Ready to Break the Rent Cycle
Voucher holders who qualify and want a clearer path to ownership
Households with steady income but limited access to traditional homebuying resources
Individuals rebuilding their financial future and ready for a fresh start
Parents seeking safe, stable housing and stronger opportunities for their children
Renters motivated to turn monthly payments into progress toward ownership
Renters who want to own but feel blocked by credit, savings, or a lack of guidance
First-time homebuyers who need education, structure, and support — not judgment
Families ready to build stability, equity, and long-term wealth
Community members committed to long-term residency and neighborhood pride
